When the Secure Trading payment is enabled a customer can choose it at checkout to pay for an order.

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By hitting the Place order button the customer is redirected to the Secure Trading Payment Page to choose a preferred payment method:

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After that the customer should fill in the appropriate details for the chosen payment method and click Pay securely or choose an alternative payment method by clicking its icon:

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When the payment processing is complete the customer is redirected back to the X-Cart storefront.